Jackson Erwin Realty

Jackson Erwin Realty, Inc. -Charlotte, NC. Real Estate for Sale. Charlotte, North Carolina Homes for Buyers and Sellers.

Conventional Loan Limits Increase

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2021 Conventional Loan Limits for the Charlotte Mecklenburg Area Increases

Great News for Buyers in the Greater Charlotte Mecklenburg Area: The 2021 Conventional Mortgage loan limits have increased to $548,250, providing prospective homeowners more opportunities to finance the home of their dreams in today’s rapidly changing housing market. If you’re interested in purchasing a home, give us a call today. We are more than happy to speak with you and help you towards the path of homeownership. Jackson Erwin Realty has been successfully helping Charlotte, NC. homeowners achieve their homeownership dreams for over a decade! Mortgage rates have never been lower and there’s never been a better time to become a homeowner.

FHA Mortgage Loan Increase

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Buyers Can Now Purchase More Home!

It’s Official: Home Buyers can now qualify for more home. The New FHA loan limits for 2021 have increased for the Charlotte Mecklenburg area to $356,362. This is great news considering new construction homes in Charlotte NC. and surrounding counties are averaging a starting price of $300,000. So, if you are planning on purchasing a home this year, now is another excellent reason why you should act now. Jackson Erwin Realty has access to knowledgeable, mortgage professionals and down-payment assistant programs to help you succeed in the purchase of your new home. Give us a call today.

PreQualification vs. PreApproval: What’s the Difference?

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One of the greatest misconceptions people have regarding the home buying process is the difference between a PreQualification and a PreApproval. Many people use the two terms interchangeably, however the meaning of the words are completely different and produce completely different results…https://jerwinhomes.com/prequalification-vs-preapproval

House Charlotte: New Loan Limit Increases

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Beginning January 1, 2018 the City of Charlotte will increase the home purchase price limits for it’s House Charlotte Down Payment Assistance Program. The new limits will consist of:

  • New Home Construction: new purchase price maximum is $224,000
  • for Pre-Existing Homes: new purchase price maxmimum is $193,000

The new increase in the home purchase price limit is well received throughout the real estate community, as home prices have surged significantly in the Charlotte, NC. region. Currently, the average home sales price in Charlotte NC. is well over $210,000. With these new limits, many homeowners will have a much better opportunity to purchase a home in this current, competitive market.

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